HAZARD, Ky. (WYMT) - The flood last July left thousands of people without a home or with one that needed severe repairs, and because of the level of disaster, FEMA applications were available for flood survivors.
Which meant Eastern Kentuckians were eligible to receive up to $37,900 in federal funding to help.
Following natural disasters, scammers often attempt to take advantage of victims. The Kentucky Attorney General's website has more information detailing some of the most common natural disaster scams as well as tips to avoid becoming a victim of natural disaster fraud. Common scams following a natural disaster include price gouging, construction and repair scams, identity theft, impersonation of relief agencies or FEMA, and loan scams.
Only estimate storm-related damages. Do NOT estimate deferred maintenance.
Only estimate repairs to bring home to safe, sanitary, and livable condition. Estimate should NOT include repairs that bring the home to its pre-storm condition.
Quote standard replacement items such as floor covering, walls/ceilings, fixtures, and appliances.
List all line items with measurements, materials, labor, and work type (Ex. “Demo only”, “R&R”).
The following is an overview of factors and documentation taken into consideration for vehicle claims.
File a claim with your insurance company.
Comprehensive policies usually pay for storm-related damage to a car. Federal disaster assistance may help fill the gaps for those whose coverage does not pay for any or all storm-related damage costs.
The hotline for legal help for Kentucky flood survivors is still active with no plans to shut down. You may call 1-844-478-0099.
We can help with:
FEMA Appeals
Unemployment Insurance
SNAP Benefits
Medicaid/Medicare
Replacement IDS and Birth Certificates
Replacement EBT/Direct Express/WIC Cards
Insurance Denials
Scams and Fraud
Housing (Homeowners and Renters)
Connecting to other Community Resources
AppalReD Legal Aid is holding a legal clinic to assist flood survivors with their disaster-related legal issues, such as FEMA appeals, on Wednesday, October 5th from 9:00am to 4:00pm at CANE Kitchen in the old Whitesburg High School building in Whitesburg, Kentucky (38 College Drive, Whitesburg, KY 41858). AppalReD attorneys will be on site to assist existing clients and as many new clients as possible. If you are not an existing client, we encourage you to first call our flood hotline at 1(844) 478-0099 to complete an intake and ensure that we are able to help.